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• Interest Earning1
• 24/7 Access with Online and Mobile Banking
Minimum Balance to Open & Obtain APY
Monthly Maintenance Fee
Account Transactions per Month
You Earn (APY1)
*Monthly maintenance fee waived with $100 minimum daily balance maintained.
**$10 fee per transaction beyond 6 transactions per month. Transfer restrictions apply to those by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited.
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1APY refers to Annual Percentage Yield and is accurate as of 12/1/2021. Interest is compounded daily and paid monthly. Interest is calculated and accrued daily based on the daily collected balances in the account. The account requires a minimum opening deposit based on tier and APY and is listed above. Rates may change at any time without prior notice, before or after the account is opened. State Bank of India (California) limits the number of withdrawals and transfers from this account to a total of six (6) per monthly statement cycle. If you exceed these limits you will be charged a $10 fee for each instance. Fees and charges may reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995 or visit a location near you.