Fraud Protection

SBIC realizes how important Check Fraud and ACH Fraud is to a small business owner and how much exposure you may have without the proper controls in place to protect your business.

Check Fraud Control

Positive Pay

  • Identifies fraudulent checks by matching check issue information against checks presented for clearing   
  • Receive daily electronic notification via email or mobile alert on any discrepancies between issued check information and checks presented for payment
  • Decide to pay or return any questionable items
  • Omit stale dated & voided checks
  • Catch encoding error & duplicate serial number
  • Checks with an altered amount/altered payee (with optional payee validation) 

 

ACH Fraud Control

ACH Filter

  • Provide us with your preestablished list of companies to be paid or to allow payment too. Any unauthorized transactions are available for your review to pay or return based on your preestablished parameters
  • Revise and update authorized credits/ debits for current and future transactions

 

ACH Block

  • Ability to block all ACH Debits / ACH Credits or both from posting to your account

 

 

 

 

 

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