Business Certificates of Deposit (CDs)

Earn more on your savings with competitive interest rates and make a long-term investment in the future of your business when you open a high-yield Business CD at SBIC. You are guaranteed a return on your investment, even during financially uncertain times.

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LIMITED TIME OFFERS - Available at Branch Locations

9-Month Promo CD

Offering a competitive 4.60% APY1

Minimum initial deposit and daily balance of $1,000 required to open and obtain APY. 


5-Month Promo CD

Offering a competitive 5.00% APY1

Minimum initial deposit and daily balance of $1,000 required to open and obtain APY. New Money Only. 

Built-in benefits

  • Competitive Interest Rates1
  • Comprehensive Selection of Deposit Terms
  • Initial Deposits as Low as $1,000 for many CDs
  • No Monthly Service Fee
  • Free Online Banking2
  • FDIC-Insured Up to the Maximum Allowable Limits 
Certificate of Deposit Options

Choose the best CD for your needs



Interest Earning



Free Online Banking2



Minimum Initial Deposit



Term lengths

See table above. From eight days to up to five years.

1 Interest rate and Annual Percentage Yield (APY) are fixed and will not change during the term of the account. APY is accurate as of 02/23/24. Interest begins to accrue on the business day you make your deposit. Interest is paid monthly, quarterly, annually, or at maturity depending on the terms of the applicable Account Agreement. For current rates, please visit the Deposit Rates page, call us at 1-877-707-1995 or visit your preferred local branch.

2 Standard online banking included through Consumer Online Banking (CoB), the personal and small business online banking portal. For access to Business Online Banking (BoB), additional charges may apply. Please speak with one of our Branch Representatives or Relationship Officers for full details.




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