Deposit Rates Business Checking

At SBIC, we believe our clients deserve a rewarding banking experience. That's why we've designed our Business Checking accounts to offer you the power to streamline your cash flow and the flexibility to grow exponentially. Plus, we'll automatically reimburse you for out-of-network ATM usage fees1 from any bank, anywhere because your convenience is our priority.

From small companies to large corporations, we have an account that fits your business needs all with benefits to enrich your banking experience.

Choose the best account for your needs

Basic Business Checking

Simple Business Checking

Prime Business Checking

Elite Business Checking

Analysis Business Checking

Interest Business Checking

Attorney Client Trust Checking

Ideal for

Businesses  with minimal transactions with internet banking necessities 

Businesses that are new and have low volume  transaction activity

Businesses with high volume  transaction activity

Businesses with a need for greater transaction allowances with fraud protection

Businesses with high end treasury and volume business clients

Businesses with low volume transaction activity with a desire to earn interest while staying liquid

Specialty account for attorneys and law firms with interest earning requirements

Interest Earning

 

N/A N/A N/A N/A N/A

Checkmark2

Checkmark3

Minimum Initial Deposit

$100

$100

$1,500

$5,000

$500

$2,500

$100

Monthly Service Fee

$18

$15

$25

$40

See Fee Schedule

$20

$0

Average Monthly Balance to Waive the Monthly Fee

$1,500

$5,000

$10,000

$25,000

See Fee Schedule

$15,000

N/A

Account Transactions (debits, credits, and deposit items) per month and transaction fees4

25 free transactions included; $0.30 per transaction over 25

100 free transactions included; $0.30 per transaction over 100

200 free transactions included; $0.30 per transaction over 200

400 free transactions included; $0.30 per transaction over 400

See Fee Schedule

50 free transactions included; $0.30 per transaction over 50

Unlimited transactions

Additional Checking Accounts

Available5

Available5

Available5

Available5

Available5

Available5

 Available5 

Unlock your company's full potential

When you pair your Business Checking account with our suite of Treasury Management services, you are empowered with simple yet effective tools to better mitigate risk, improve efficiency, and reduce processing costs to increase your business's overall profitability. We're committed to providing the consultative knowledge, technology, and ongoing support necessary to keep your focus where it matters most – on growing your business.

Our best-in-class Treasury Management solutions include:

  • Business Online Banking (BoB)
  • Bill Pay with Expedited Payments
  • Debit Card Available for Certain Accounts6
  • Merchant Services
  • Remote Deposit Capture (RDC)
  • Fraud Protection - Select accounts only
  • Wire Services
  • Remittance Services
  • ACH Services (Incoming & Outgoing)

 

 

 

1 Reimbursements vary based on account type. Please see applicable Account Agreements for specific reimbursement terms.

2 Interest rates are variable and may change as often as daily without notice. Interest is calculated on the daily collected balance, compounded daily, and credited monthly. Interest begins to accrue on the first business day the Bank receives credit for the deposit of non-cash items (e.g., checks). For current rates, please visit the Deposit Rates page, call us at 1-877-707-1995, or visit your preferred local branch.

3 Interest is paid to State Bar. Please consult with one of our Business Banking Representative for more details.

4 Transaction fees cannot be waived by maintaining the required minimum balance. For additional transaction fees that may apply, please see the Business Banking Schedule of Fees and Charges.

5 Additional fees/charges may apply. Please see details listed in applicable Account Agreements and the Business Banking Schedule of Fees and Charges.

6 Please consult with one of our Business Banking Representative for more details.

 

 

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