Online Certificate of Deposits (CDs)

Make saving for your financial goals easier with an SBIC Certificate of Deposit. Our competitive rate of return gives you the peace of mind that your money is always hard at work for you.

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5-Month Promo CD

Offered at 5.00% APY*.

New Money Only. Required minimum initial deposit and daily balance of $1,000 to open and obtain APY.

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9-Month Promo CD

Offered at 4.60% APY*.

Required minimum initial deposit and daily balance of $1,000 to open and obtain APY.

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CD Features:


• Time deposit accounts with competitive interest rates
• Flexible term options ranging from one month up to five (5) years
• 24/7 Access with Online Banking
• $1,000 Required Minimum Initial Deposit and Daily Balance to Obtain APY*
• FDIC-Insured up to the applicable insurance limits


The following rates are for CDs.


You Earn (APY*)


6 Months


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12 Months 


Open an Account Online

36 Months


Open an Account Online

Certificates of Deposit with additional term lengths are available at all SBIC Branches.


 Learn More 


*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 02/23/24. Rates are fixed for the term of the CD. You must deposit and maintain a daily balance of $1,000 to obtain this APY. Interest is compounded and credited to your account quarterly. Interest begins to accrue no later than the business day we receive the credit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995, or visit a location near you.




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