Online Certificates of Deposit (CDs)

Make saving for your financial goals easier with an SBIC Certificate of Deposit. Our competitive rate of return gives you the peace of mind that your money is always hard at work for you.

9-month Promo CD

Consider our limited offer featuring a competitive 4.50% APY.

Available at our branch locations and online. Required minimum initial balance of $1,000 to open and obtain APY.

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• A time deposit account with competitive interest rates
• Flexible term options ranging from one month up to five (5) years
• 24/7 Access with Online Banking
• $1,000 Required Minimum Initial Deposit and Daily Balance to Obtain APY*
• FDIC-Insured up to the applicable insurance limits


The following rates are for CDs.


You Earn (APY*)


6 Months


Open an Account Online

9 Months


Open an Account Online

12 Months 


Open an Account Online

36 Months


Open an Account Online

Certificates of Deposit with additional term lengths are available at all SBIC Branches.


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*APY refers to Annual Percentage Yield and assumes interest remains on deposit until maturity. APY is accurate as of 04/14/23. Rates are fixed for the term of the CD. Interest is compounded quarterly and interest may be paid monthly, quarterly, annually or at maturity. The account requires a minimum opening deposit based on term and APY and is listed above. Interest begins to accrue on the business day you make your deposit. CD rates are subject to change at any time and are not guaranteed until CD is opened. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account. For further information about terms and conditions, see the Personal Banking Schedule of Fees and Charges and Terms and Conditions of Your Account, call toll-free 1.877.707.1995, or visit a location near you.




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