Deposit Rates

Checking & Savings Accounts

Deposit Account Type

Required Minimum Balance to Open

Required Balances to Obtain the Interest Rate and APY

Interest Rate

APY*

Simple Business Checking Account

$500

N/A

N/A

N/A

Prime Business Checking Account

$10,000

N/A

N/A

N/A

NOW Business Checking Account

$500

$500

0.15%

0.15%

Easy Personal Checking Account

$250

N/A

N/A

N/A

Senior Personal Checking Account

$100

N/A

N/A

N/A

NOW Personal Checking Account

$500

$500

0.15%

0.15%

Business Savings Account

$500

$500

0.30%

0.30%

Regular Personal Savings Account

$100

$100

0.30%

0.30%

Money Market Deposit Account (MMDA)
Personal and Business

Required Minimum Balance to Open and earn APY: $500

Tier

From

To

Interest Rate

APY*

MMDA Balance Tier 1

$500

$49,999.99

0.45%

0.45%

MMDA Balance Tier 2

$50,000.00

$99,999.99

0.50%

0.50%

MMDA Balance Tier 3

$100,000.00

$249,999.99

0.60%

0.60%

MMDA Balance Tier 4

$250,000.00 and above

0.75%

0.75%

* APY refers to Annual Percentage Yield. Rates may change after opening the account. Fee could reduce earning on the account. Bank reserves the right to change the interest rates without notice. For further details, please call a branch or toll free number 1-877-707-1995.  

Premium Money Market Deposit Account (MMDA)
Personal and Business

Required minimum balance to open is $100,000. Minimum balance to earn APY is $500.

Tier

From

To

Interest Rate

APY*

MMDA Balance Tier 1

$500

$49,999.99

0.45%

0.45%

MMDA Balance Tier 2

$50,000.00

$99,999.99

0.60%

0.60%

MMDA Balance Tier 3

$100,000.00

$249,999.99

0.75%

0.75%

MMDA Balance Tier 4

$250,000.00

and above

0.75%

0.75%

Vision Personal Money Market Deposit Account (MMDA)

Required minimum balance to open is $500. Minimum balance to earn APY is $500.

Tier

From

To

Interest Rate

APY*

MMDA Balance Tier 1

$500

$49,999.99

0.25%

0.00% to 0.25%

MMDA Balance Tier 2

$50,000.00

$99,999.99

0.45%

0.25% to 0.35%

MMDA Balance Tier 3

$100,000.00

$249,999.99

0.75%

0.35% to 0.59%

MMDA Balance Tier 4

$250,000.00

$499,999.99

1.05%

0.59% to 0.82%

MMDA Balance Tier 5

$500,000.00

$749,999.99

1.25%

0.82% to 0.97%

MMDA Balance Tier 6

$750,000.00

$999,999.99

1.45%

0.97% to 1.09%

MMDA Balance Tier 7

$1,000,000.00

and above

2.00%

1.09% to 2.02%

* APY refers to Annual Percentage Yield. Rates may change after opening the account. Fee could reduce earning on the account. Bank reserves the right to change the interest rates without notice. For further details, please call a branch or toll free number 1-877-707-1995.  

Certificate of Deposit (CD)

 

Regular CD
(Required Minimum Balance to open a regular CD: $1,000.00)

Regular Deposits

Institutional Deposits

Term

Interest Rate

APY**

Interest Rate

APY**

8 days to less than
3 months

0.15%

0.15%

0.15%

0.15%

3 months to less
than 6 months

0.40%

0.40%

0.40%

0.40%

6 months to less
than 1 year

1.00%

1.00%

1.00%

1.00%

1 year to less
than 2 years

2.00%

2.02%

2.00%

2.02%

2 years to less
than 3 years

2.25%

2.27%

2.25%

2.27%

3 years to less
than 4 years

2.50%

2.52%

2.50%

2.52%

4 years to less
than 5 years

2.60%

2.63%

2.60%

2.63%

5 Years +

2.75%

2.78%

2.75%

2.78%

**APY refers to Annual Percentage Yield. APY is only an approximate value. APY mentioned is for quarterly compounding and payment at maturity. Penalty may be imposed for early withdrawal. Any fee may reduce the earning. Bank reserves the right to change the interest rates without notice. For further information call a branch or toll free number 1-877-707-1995.

 

IRA Certificates of Deposit
(We offer Traditional and Roth IRA CD accounts)
 TermRequired Minimum
Balance to Open 
Interest
Rate 
APY* 

 1 Year

 $1,000.00 2.00%  2.02% 

 2 Years

 $1,000.00 2.25%  2.27% 

 3 Years

 $1,000.00 2.50%  2.52% 

 4 Years

 $1,000.00 2.60%  2.63% 

 5 Years

 $1,000.00 2.75%  2.78% 

 

 

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