Business Lending

State Bank of India (California) is committed to helping local businesses of every size get the funding they need to comfortably tackle large capital expenditures and game-changing projects that will secure ongoing commercial growth. We offer a variety of lending solutions with the ability to customize and tailor the best option for your specific requirements. Stop by one of our convenient neighborhood branches today — applying is easy and our knowledgeable consultants can help you navigate the approval process to expedite decision-making.

Commercial Lending

A wide range of flexible credit solutions that will give your business access to the capital you need to grow and evolve. Decisions are made locally, allowing our Commercial Lending team to respond quickly with customized solutions to meet your specific financial needs.

  • Term Loans
  • Lines of Credit
  • Equipment Financing
  • Letters of Credit
  • SBA Loan Programs

Commercial Real Estate Lending

Fast funding for the purpose of purchasing or renovating hotels, motels, multi-family apartments, office buildings, shopping complexes, and more.

  • Commercial Mortgages
  • Construction Financing
  • SBA Loan Programs

Asset-Based Lending

A reliable source of financing for businesses that want to maximize the value of their assets, achieve greater liquidity, and readily pursue opportunistic growth. Funds can also be used as transitional capital for companies experiencing rapid growth, temporary or explainable losses, seasonality, or other company repositioning.

  • Term Loans
  • Line of Credit/Revolving Line of Credit
  • Letters of Credit

Small Business Lending

Time is money for a small business owner — simplify and expedite your application and approval process with SBIC. As an SBA Preferred Lender, we can streamline the process and have the authority to make the final credit decision, underwriting our own SBA-approved loans.

 

Flex Home Promo

Product Selector

Find the best deposit account for you

Learn More
back to top