Signature Checking Account


A customized checking account for your personal needs.


Take control of your everyday banking needs with our easy-to-use checking account. We personalized it to help you with making purchases, automatic deposits, paying bills, transferring funds and more. Signature checking account includes online banking, no fee online remittance to India, international VISA debit card, bill pay, mobile banking and a reward account credit of $150.00.

Requirements for earning a $150.00 account credit


You must meet all the following required conditions for three consecutive statement cycles within five statement cycles from the date of opening the account:

  • At least 1 Direct Deposit of $500.00 or more from pension, credit of your salary, Social Security or other regular monthly income (for 3 consecutive statement cycles).
  • At least 2 Point-of-sale (POS) debit transactions (for 3 consecutive statement cycles).
  • Register for eStatements after enrolling in State Bank of India (California)'s Consumer Online Banking Service.


If your account meets all the required conditions above, the account is eligible to receive a one-time $150.00 reward credit after 120 days. Reward will be credited to the account at the end of fifth statement cycle. If your account is closed before the credit is applied, you will forfeit the $150.00 reward credit.



Minimum Initial Deposit


Monthly Service Charges

$18 per month

Balance Requirement for waiver of Monthly Service Charges

Minimum Daily Balance of $2,000 in the account or Combined Daily Balance of $7,500 in consumer linked checking or savings deposit accounts

Monthly Statements

No charge for e-statements or paper statements

Monthly Check Writing

10 checks free; $0.15 per check over 10 

ATM Fee Rebates Per Month

Auto reversal of up to 10 out-of-network ATM usage fees (domestic or International) per month within one working day.

Free Online Banking


Free Mobile Banking



*Reward credit is available to new consumer customers only. A new consumer customer is defined as an individual who has not maintained an account with State Bank of India (California) within the past 90 days. Consumers can only receive one reward credit every two years from the date of the initial account was closed.

For additional information on fees and charges, please visit the Personal Accounts Schedule of Fees and Charges, call us at 1-877-707-1995 or visit your preferred local branch.



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