Hi-Yield Advantage MMDA

(New Customers & New Money Only)


Time to take advantage of great rates. 


Here is a great way to earn competitive interest while keeping your money secure. At State Bank of India (California), we focus on understanding you and your banking needs, whether it's earning interest, or assisting you in managing your money quickly and easily, with our 24-hr online banking, mobile banking and much more.


Hi-Yield Advantage MMDA 


Minimum Initial Deposit

$500 (New Money Only)

Monthly Service Charges

$15 per month

Required Monthly Balance to Waive Monthly Service Charges




Tier 1  $500 $4,999.99  .45% .45% 
Tier 2   $5,000 $74,999.99  .85%  .85%
Tier 3  $75,000 $149,999.99  1.35%  1.36%
 Tier 4  $150,000 $250,000  1.60%  1.61%
 Tier 5  $250,000 And Above  .75%  .75%


Account Transactions Per Month and Transaction Fees

Six; $10 fee will be charged for each transaction exceeding six per month

Free Online Banking


Free Mobile Banking


1.New money only. Tiered interest rate on applicable balance. APY (Annual Percentage Yield). Rates may change after opening the account. A $15.00 fee will be assessed if account falls below $500.00 and could reduce earnings on the account. Bank reserves the right to change the interest rates without notice. 




For additional information on fees and charges, please visit the Personal Accounts Schedule of Fees and Charges, call us at 1-877-707-1995 or visit your preferred local branch.


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