Personal Certificates of Deposit (CDs)

Saving for your goals is easier with SBIC’s Certificates of Deposit, which offer flexible terms and superlative interest-earning. Our high rate of return gives you the peace of mind that your money is hard at work for you.


CD Accounts:

High Value CDRegular CD

You prefer:

A time deposit account with premium interest rates1. A time deposit account with competitive interest rates1.

Term lengths:

From eight days up to five years From eight days up to five years

Minimum initial deposit:

$90,000.01 $1,000.00

Monthly service fee:

None None

Associated fees:

Interest penalty for early withdrawal Interest penalty for early withdrawal

Online Banking:

Included Included


Earn More with Our 13-Month Promotional CD2

For limited time, enjoy an Annual Percentage Yield (APY) of 1.00% when you invest your money with us for 13 months.





1 Interest rate and Annual Percentage Yield (APY) are fixed and will not change during the term of the account. Interest begins to accrue on the business day you make your deposit. Interest is paid monthly, quarterly, annually, or at maturity depending on the terms of the applicable Account Agreement. For current rates, please visit the Deposit Rates page, call us at 1-877-707-1995 or visit your preferred local branch.

2 Minimum deposit - $1,000.00. Maximum deposit - $249,999.99. Annual Percentage Yield (APY) is current as of 05/08/2016 and is subject to change without notice. Penalty may be imposed for early withdrawal. Product is not offered to Institutional or wholesale clients.


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